I noticed the wording on my travel insurance renewal form had altered, so I rang the company for an explanation.
The young man who answered my call told me in great detail that I was still covered for any delays caused by natural disaster, earthquake, cosmic rays, hurricane, volcanic eruption, ash cloud, lightning strike, civil unrest, tsunamis, war and invasion, foreign enemies, extraordinary natural phenomena, landslide, tropical cyclonic storms, falling objects from space, meteorites, extraordinary atmospheric, meteorological, seismic and geological phenomena .