National Finance House Group has announced its financial performance for the fiscal year ended December 31, 2025, reporting a net profit of BD1.451 million, representing a 54 per cent increase compared to BD0.943m in 2024.
As other comprehensive income was nil, the group’s total comprehensive income was equal to net profit for the year.
The year’s performance was supported by stronger core earnings, including higher net interest income of BD3.024m, alongside the continued contribution from the Auto Mall business, with gross profit from automotive sales rising to BD225,000.
Total income for the year increased by 16pc to BD3.716m, compared to BD3.212m in 2024, reflecting the group’s continued focus on revenue diversification and effective cost management.
The group maintained a resilient balance sheet, with total assets decreasing by 1pc to BD46.55m at year-end, compared to BD47.07m in 2024, while its equity base strengthened by 4pc to BD18.58m, compared to BD17.88m in 2024. Basic and diluted earnings per share for the year increased to 19.34 fils, compared to 12.57 fils in 2024.
Net profit for the fourth quarter of 2025 amounted to BD231,000, compared to BD215,000 in the fourth quarter of 2024. Diluted earnings per share for the fourth quarter also reached 3.08 fils, compared to 2.87 fils in the fourth quarter of 2024.
In light of these results, the board of directors has proposed a cash dividend of 15pc of the paid-up capital, amounting to BD1.125m, subject to shareholder approval at the upcoming annual general meeting scheduled for March 25, 2026, as well as regulatory approval.
The external auditors, KPMG Fakhro, have issued an unmodified audit opinion on the group’s consolidated financial statements for the year ended December 31 2025.