Khaleeji Bank has reported net profit attributable to the bank’s shareholders of BD3.574 million for the fourth quarter of 2025, compared to BD3.469m for the same period in 2024, representing an increase of 3.03 per cent.
Earnings per share amounted to 3.29 fils during the fourth quarter of 2025, compared to 3.20 fils during the fourth quarter of 2024. Total comprehensive income attributable to the shareholders of the parent company for the fourth quarter of 2025 reached BD2.108m, compared to BD3.594m recorded for the same period last year, representing a decrease of 41.35pc.
Total income amounted to BD20.222m during the fourth quarter of the current year, compared to BD13.816m for the same period of 2024, reflecting an increase of 46.37pc.
The financial results also indicated that the bank achieved net profit attributable to shareholders of BD11.582m for the financial year ended December 31, 2025, compared to BD10.503m for the financial year ended December 31, 2024, representing an increase of 10.27pc.
Earnings per share reached 10.67 fils compared to 10.33 fils in 2024. Total comprehensive income attributable to the shareholders of the parent company during 2025 amounted to BD12.203m, compared to BD11.852m in 2024, recording an increase of 2.96pc.
Khaleeji Bank recorded an increase in total income to BD63.903m during 2025, compared to BD49.960m in 2024, representing an increase of 27.91pc, mainly due to an increase in income from financing contracts and income from sukuk and other yielding investments.
Equity attributable to the shareholders of the parent company reached BD134.27m in 2025, compared to BD128.06m in 2024, representing an increase of 4.85pc. The bank’s total assets increased by 15.31pc to reach BD1,725.12m, compared to BD1,496.13m at the end of 2024. Investment in sukuk and other yielding investments increased to BD568.60m in 2025, compared to BD502.14m in 2024, representing an increase of 13.24pc. Total deposits also increased by 15.42pc to reach BD1,554.58m, compared to BD1,346.88m at the end of 2024.
In line with the results achieved by the bank, the board of directors recommended the distribution of total cash dividends amounting to 6pc of the nominal value (equivalent to 6 fils per share, excluding treasury shares), subject to obtaining the approval of the regulatory authorities and the General Assembly.
Khaleeji Bank chairman Yousif Abdullah Taqi said: “Khaleeji Bank’s results for 2025 reflect an advanced stage of institutional maturity, as the bank has moved from achieving growth to consolidating its sustainability within a highly complex global financial environment.
“This performance was delivered in a year characterised by economic volatility, geopolitical pressures and global monetary policy tightening, underscoring the soundness of the bank’s strategic direction and its ability to operate efficiently across different economic cycles.
In this context, and in light of the positive financial results achieved during the year, the board of directors resolved to distribute total cash dividends amounting to 6pc of the nominal value.”
He added: “During the past period, the board of directors has been keen to establish a balanced approach that combines growth with strengthened financial resilience, while adhering strictly to best practices in governance and strategic oversight.
The board’s focus has been on supporting the bank’s long-term stability, enhancing capital efficiency and ensuring readiness to address economic and financial developments. This approach reflects our responsibility towards shareholders and all stakeholders by maintaining a strong financial base that enables the bank to continue executing its future strategy, support measured expansion and enhance its ability to create sustainable long-term value.”
Khaleeji Bank chief executive officer Sattam Sulaiman Algosaibi said: “Khaleeji Bank’s financial performance during 2025 reflects the bank’s success in achieving balanced growth supported by strong operational fundamentals, as the bank recorded net profit attributable to shareholders of BD11.582m, achieving growth of 10.27pc compared to the previous year, while earnings per share increased to 10.67 fils. This performance resulted from the bank’s focus on improving asset quality, enhancing balance sheet efficiency and diversifying revenue sources, amid a global economic environment characterised by challenges and market volatility.”
He further said: “Digital transformation was one of the main drivers of improved operational performance during the past year, as the bank continued to develop its tech infrastructure, increase process automation and enhance integration across banking channels.
These efforts contributed to improved operational efficiency, accelerated business cycles and supported the growth of core banking activities. Digital solutions also enhanced liquidity management flexibility and supported the growth of deposit programmes through the provision of more efficient and seamless services to various customer segments.”
Mr Algosaibi added: “In the next phase, Khaleeji Bank will continue to invest in advanced banking technologies and leverage digital transformation as a strategic driver of growth, with a focus on maximising returns from assets and improving revenue quality. We reaffirm our commitment to developing a more flexible and sustainable operating model that supports the strengthening of the deposit base, enhances the bank’s competitiveness and enables it to keep pace with market requirements and the national economy over the long term.”