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The Labour Fund (Tamkeen) has launched the 'Musanada' (Support) Programme to provide critical financial relief and liquidity to micro, small, and medium enterprises (MSMEs) severely impacted by hostile Iranian aggression.
Details of the scheme were announced during a joint briefing at the Bahrain Chamber today, led by Bahrain Chamber (BCCI) small and medium enterprises (SMEs) and complaints department director Isa Murad and Tamkeen director of public affairs Ahmed Janahi.
The initiative aims to guarantee business continuity and safeguard Bahraini jobs following the recent hostile attacks, offering affected businesses a strict three-month window to apply for the relief.
"This targeted intervention is a crucial lifeline for our private sector during a challenging period," said Mr Murad during the briefing.
"Our priority at the Chamber is to ensure that impacted MSMEs can rapidly recover, stabilise their cash flows, and overcome these unprecedented operational hurdles without facing long-term damage."
The programme is structured across three distinct relief paths to address immediate operational disruptions. Track 1 offers financial grants to cover the actual costs of infrastructure repairs or to compensate for fixed overheads like rent and utilities if a business is experiencing restricted physical access to its premises.
Track 2 provides operational grants for up to three months, which are dynamically scaled to the company's size and strictly conditional upon retaining the national workforce.
For businesses seeking credit relief, Track 3 delivers a 100 per cent subsidy on profit charges for working capital loans via the SME Fund, featuring a 12-month grace period and up to three years to repay.
Highlighting the employment mandate, Mr Janahi stated: "Protecting local talent is at the very core of this initiative. By linking our operational grants to workforce retention, Tamkeen is actively working to ensure that the national cadres within these enterprises remain secure while we inject the liquidity needed to sustain business operations."
To qualify for the programme, applicants must be privately owned MSMEs with a maximum government ownership stake of 50pc and hold an active Commercial Registration issued before March 2026. Furthermore, firms must operate from a physical location, demonstrate a documented drop in revenue, and maintain a clean record with zero active regulatory violations with official bodies like the LMRA or SIO.
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